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 Gay
Money : Your Personal Guide to Same-Sex Strategies for Financial
Security, Strength and Success by Per Larson
Per Larson knows that money makes the world go
'round, and he's tired of watching the gay community running to
catch up. In Gay Money, he tackles the financial problems
and overlooked opportunities facing gay America. The first part of
the book highlights the money-related pitfalls common to certain
decades of a gay person's life, and the reparative actions that
can be taken. Short, real-life examples are used to illustrate
coming out and partying in one's 20s, the financial wake-up call
of one's 30s, and the possible stability of one's 40s. Larson
offers advice on such topics as coming out at work, breaking out
of the gay ghetto, legal protection for sharing arrangements,
coverage of assets and final wishes, and which gay-related
organizations are worthy of your contributions.
The second part of the book tackles more general
financial obstacles and surfaces some perhaps unforeseen
opportunities to hurdle them. While the broad strategy to
financial success is not so different for gays and lesbians
(referred to in the book as "the 90%") than for
straights (invest early, plan for retirement, spend disposable
income wisely, buy real estate), Larson takes great care in
illustrating what distinguishes the experience of gays and
lesbians from that of straights. He covers the laws and tax codes
that often place gays and lesbians at a financial disadvantage; he
also addresses access to assets that married heterosexual couples
with children do not have.
Despite a great effort to be evenhanded, the
book is male-focused. One of Larson's key ingredients for gay
financial success is the absence of dependent children or
spouses--an approach that does not take into account past straight
relationships or simply a desire to have children and
financial independence. While there is a section on breast cancer,
HIV takes obvious precedence when talk turns to financial health
and illness. Also, the lack of an index is an especially
noticeable missing element. Regardless of these gripes, the book
is an empowering how-to in combating the social, political, and
economic barriers that repress gays and lesbians. Success, of
course, is the best revenge. --Manine Golden
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